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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates
Loan Application

Rates as of 5/17/2010.
Rate Description Term Payment Description APR APR Type
Share Secured as low as 2.25% Fixed
Signature as low as 10.00% Fixed
New & Used Autos as low as 6.40% Fixed
Overdraft Protection 13.00% Fixed
Recreational Vehicles as low as 7.90% Fixed
Classic VISA 11.90% Fixed
Platinum VISA 8.99% Fixed
Share Secured VISA 11.90% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 5/17/2010.
Rate Description Term Dividend Rates APY
Regular/IRA Certificate 6 Months 0.75% 0.75%
Regular/IRA Certificate 12 Months 1.10% 1.10%
Regular/IRA Certificate 18 Months 1.25% 1.26%
Regular/IRA Certificate 18 Months > $20,000 1.30% 1.31%
Regular/IRA Certificate 24 Months 1.60% 1.61%
Regular/IRA Certificate 24 Months > $20,000 1.65% 1.66%
Regular/IRA Certificate 36 Months 2.00% 2.02%
Children's Horizon CD matures on 18th birthday 1.25% 1.26%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 5/17/2010.
Rate Description Term Dividend Rates APY
Regular Share, Club, & IRA 300.00 0.15% 0.15%
Regular Share, Club, & IRA 5000.00 0.30% 0.30%
Regular Share, Club, & IRA 10000.00 0.45% 0.45%
Money Market Account 2500.00 0.50% 0.50%
Money Market Account 5000.00 0.65% 0.65%
Money Market Account 10000.00 0.80% 0.81%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.